It’s interesting how the western audience seem to read so differently into nakedness of these characters. There seemed to be similar responses from what I see on YouTube for the classic sailor stars season final battle where sailor moon defeated chaos while being naked.
Coming from an eastern country it never came to my mind that these characters portrayed anything related to sex while they were naked, it’s just a sense of purity. Showing no guard, showing your most authentic and vulnerable side. Hotaru and chibiusa’s pure deep friendship with no pretense(clothes aka outer shell), sailor moon defeating chaos not with force; not when she was in her “fuku armour” but with her pure love. The idea of love and care stronger and triumphing over violence and hatred.
Even when reading the manga and or watching crystal from a young age till now as an adult, such thought of lesbianism never came to my mind, it’s just a more intense/“dreamy-anime filtered” friendship in my opinion. Maybe that’s really a cultural difference.